Welcome to the On Payments Interchange Poll Interchange has been a source of contentious debate in recent years, with financial institutions, merchants, networks, and lawmakers disputing fee levels and pricing mechanisms on a global stage. This survey is designed to 'take the pulse' of our On Payments readers - what do you think about interchange as it is today, and what is your outlook for the future?   1. Current interchange rates are:   Credit Too low   Just right   Too high   Don't know       Signature Debit             PIN Debit           2. Interchange rates should be set by:   Financial Institutions (directly with merchants)   Merchants (directly with issuers) Networks Federal Reserve Congress Other   If 'other,' please specify:   3. In the future, interchange rates will:   Credit Increase   Stay the same   Decrease   Be eliminated       Signature Debit             PIN Debit           4. Is the current interchange system the best mechanism for balancing card issuance and card acceptance?   Yes   No   Why?   5. Additional Comments:   6. Are you a:   Financial Institution   Merchant Network/Association/Processor Consultant/Attorney Solution Provider Other   If 'other,' please specify

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